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Thread: Health Insurance and other Social Services

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    Whoremonger
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    Default Health Insurance and other Social Services

    Disband military rebuild social services so they are not a joke compared to other 1st world countries.

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    Quote Originally Posted by Alex Clomsaver View Post
    or we could keep all that but privatize social security
    Cuz that works so well for medical care.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Best, Smartest Person Alex Clomsaver's Avatar
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    It does if you aren't a barnacle in society.

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    Former Former Community Manager and Former Chief Senior Analyst Vinata's Avatar
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    Privatizing social security doesn't even make sense, because at that point it stops being social security. If you're against it, just ask for it to be dissolved and for more emphasis to be placed on people to spend less and save money.

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    Quote Originally Posted by Alex Clomsaver View Post
    It does if you aren't a barnacle in society.
    Even if you have health insurance, statistics show you (or, realistically, your employer) pay more to have a lower life expectancy.

    I mean if there was some sort of statistic where public systems like Japan or Canada had a lower life expectancy than the US I might agree with you. All the ones I've seen have shown the cost is cheaper and you get much better care when insurance companies arn't pocketing 30% of it.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Quote Originally Posted by Yorda View Post
    Even if you have health insurance, statistics show you (or, realistically, your employer) pay more to have a lower life expectancy.

    I mean if there was some sort of statistic where public systems like Japan or Canada had a lower life expectancy than the US I might agree with you. All the ones I've seen have shown the cost is cheaper and you get much better care when insurance companies arn't pocketing 30% of it.
    You forgot Australia. Despite the moaning it actually works comparatively well.

    Other thng you septics should do is systematically dismantle your small arms industry - unless of course its your Bible belt's answer to Birth Control.

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    At the office, getting paid to be on here (unofficially) Jacabon Mere's Avatar
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    And then you realise that most of us aussies have private health insurance anyway.

    As if you'd get in queue in the public system.

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    Haha you'd be surprised how many people hide the fact that they've got Private Health insurance mate - you declare it and it usually costs you more for non-serious shit 'cause of the fucked up "gap", whereas uninsured people usually get close to the same service and pay nothing.

    The Medicare systems works well - its the fucked up implementation of Private Health insurance on top - combined with the cherry picking Private Hospital industry thats fucked things up more than anything. Oh and of course our own standard share of moronic politicians.

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    At the office, getting paid to be on here (unofficially) Jacabon Mere's Avatar
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    same service but not in the same time frame. Although more importnat for older people.

    Although i had my wisdom teeth taken out and if i wasn't covered privately i would have had a year and a half wait. and i am pretty sure i saved money there by having private health insurance. i think about 80% of the cost was payed by the insurance company.

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    Quote Originally Posted by Jacabon Mere View Post
    same service but not in the same time frame. Although more importnat for older people.

    Although i had my wisdom teeth taken out and if i wasn't covered privately i would have had a year and a half wait. and i am pretty sure i saved money there by having private health insurance. i think about 80% of the cost was payed by the insurance company.
    In fine Alex fashion I'm gonna say "Pffft you shitty 2010 sub" your opinion and fact doesn't matter anyway

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    I think private and public health care is a great option. I really hate that there's no private health care in Canada.

    It creates a system where everyone is covered no matter what, but you still have a competitive medical industry. If people have the money they'll pay for it, or get insurance, and they don't tie up the public health care system.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Former Former Community Manager and Former Chief Senior Analyst Vinata's Avatar
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    Quote Originally Posted by Rusty Nail View Post
    Other thng you septics should do is systematically dismantle your small arms industry - unless of course its your Bible belt's answer to Birth Control.
    Won't happen, and most gun control laws are horrible and are ineffective. Americans, for one reason or another, really love guns. Hell, I don't even own a gun but I like them.

    Quote Originally Posted by Jacabon Mere View Post
    Although i had my wisdom teeth taken out and if i wasn't covered privately i would have had a year and a half wait. and i am pretty sure i saved money there by having private health insurance. i think about 80% of the cost was payed by the insurance company.
    Health insurance in America doesn't cover optometrists, opticians or orthodontists. Those are covered by vision insurance and dental insurance, which are sometimes offered alongside health insurance.

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    I know that this thread is about guns but I just though I would pop in a say that any country without UHC is a joke and saying shit like "I don't care anyone without private health insurance is probably a barnacle on society anyways" is backwards and draconian. There is a reason that most of the progressive 1st world has UHC.

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    Former Former Community Manager and Former Chief Senior Analyst Vinata's Avatar
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    The U.S.A is the only country in the Americas to not have UHC. Every country in Europe has it, every former Soviet country has it, every Asian country with any money has it, half of the Middle-East has it, Australia and New Zealand have it, and Iraq and Afghanistan both have it (paid for by the U.S. government)

    But Amerricuh doesn't have it because that'd be socialist, please excuse me while I go salute are troops who aren't paid for by my tax dollars.

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    Firstly let me just say that Xunasy is still a raving faggot. Now that I've got that out of the way...

    The US problem remains that the politicians are more than happy to see their "fellow americans" die in order to receive their share of the pot of gold on offer from your health industry. Whilst ever the general population accepts that - it will not ever change. Quite frankly, American indifference to the plight of their fellows in the face of political corruption is the main reason you deserve what you get.

    I agree with Yorda that UHC + Private is the best model - its just that in Oz they have seriously fucked up its implementation. The system works on the basis of scheduled fees which bear no resemblance to the real costs being charged by medical professionals, meaning that even WITH UHC AND Private insurance, there remains a cost, which on occassion can be significant - but ONLY if you declare that you have Private Insurance (most of which is bundled with dental, natural therapy, sporting activity subsidies etc - hell even physio and massage - one policy normally covers all). If you do NOT declare, then there is almost always ZERO cost.

    Dunno bout you lot but that is pretty screwy - but even that shits all over the US, where quite frankly just about any tourist is as shit scared of getting sick or having an accident in as they are the 3rd world.

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    Former Former Community Manager and Former Chief Senior Analyst Vinata's Avatar
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    Most of America does support UHC, and a lot support single payer. The problem is that national conversation is dominated by the 4% of the population who watch cable news.

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    Former Former Community Manager and Former Chief Senior Analyst Vinata's Avatar
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    Even parts of the regressive 2nd world have UHC.

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    Quote Originally Posted by Xunasy View Post
    Dumbest thing poster here ever. I'm sorry you have a sociological disorder and can't understand the suffering of others. But if you hate Progressivism so much by all means throw away all the rights and technology it has brought you, it would probably be better for all of us if you didn't have access to electricity and health care anyway.
    You don't even know what Progressivism is do you, you foul smelling, hairy assed beast? Here have a wikipedia link.
    http://en.wikipedia.org/wiki/Progressivism

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    Quote Originally Posted by Alex Clomsaver View Post
    You don't even know what Progressivism is do you, you foul smelling, hairy assed beast? Here have a wikipedia link.
    http://en.wikipedia.org/wiki/Progressivism
    It could be argued that the founding fathers had a lot more to do with progressivism, than conservative ideology. Are you against the founding fathers?

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    Best, Smartest Person Alex Clomsaver's Avatar
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    The founding fathers were people like you and me, they were right on some things and wrong on others.

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    Quote Originally Posted by Alex Clomsaver View Post
    The founding fathers were people like you and me, they were right on some things and wrong on others.
    Madison, Jefferson, Washington, Hamilton, Adams, Clomsaver

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    Yea, fuck Progressivism. The Upper class should be able to horribly oppress the working the class, and poor kids should have to work instead of go to school. They don't need a better life, only I do. And maybe my kids but seriously don't really care much about them either.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Quote Originally Posted by Fartman View Post
    Madison, Jefferson, Washington, Hamilton, Adams, Clomsaver



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    Quote Originally Posted by Alex Clomsaver View Post
    You don't even know what Progressivism is do you, you foul smelling, hairy assed beast? Here have a wikipedia link.
    http://en.wikipedia.org/wiki/Progressivism
    Your a retard thats exactly what I meant. Now go back to your medieval town and torture some more poor people while us civilized people will go back to our UHC, Social services and general sympathy for the suffering of others.

    Oh fyi you might want to get that mental disorder checked out, you know the one that lets you somehow condone the death and suffering of millions.

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    Yes, electricity really is the product of progressivism.... ya fuckin rere.

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    *Can't understand anything that happened in the past at all*

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    Quote Originally Posted by Alex Clomsaver View Post
    Why, thats a huge issue in Turkey that has lead to the overthrow of several governments in living memory? Secularism is a big deal there.

    Also enjoy this poor story of an unfortunate everyman who was turned down by the insurance companies because of a "preexisting condition": Its just so tragic.
    Fun Fact: If you get raped and take anti-STD drugs just in case, it counts as a preexisting condition.

    You can actually be denied health insurance, because you were raped. Welcome to America.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Former Former Community Manager and Former Chief Senior Analyst Vinata's Avatar
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    Well maybe if they weren't whores they wouldn't have been raped?

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    That's just a joke, of course. Whores can't be raped.

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    Quote Originally Posted by Alex Clomsaver View Post
    Why, thats a huge issue in Turkey that has lead to the overthrow of several governments in living memory? Secularism is a big deal there.

    Also enjoy this poor story of an unfortunate everyman who was turned down by the insurance companies because of a "preexisting condition": Its just so tragic.
    Oh look, a sensationalist example that focuses on the most extreme possible case.

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    Quote Originally Posted by Vinata View Post
    That's just a joke, of course. Whores can't be raped.
    Of course they can - if they actually do say NO :P

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    Best, Smartest Person Alex Clomsaver's Avatar
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    Quote Originally Posted by secshunayt View Post
    Oh look, a sensationalist example that focuses on the most extreme possible case.
    And yet it is indicative of the fact that insurance companies are going to be required to take on cases that are guaranteed money losers, driving up prices on normal people.

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    While I can understand people saying "if you eat yourself sick I don't want to pay for you", that isn't just what you're saying Alex. It is if a person is unwell (or old as most cost is end of life) then they shouldn't get healthcare as they are a cost burden on everyone else.

    Are you sure that is the approach you want to take, or am I reading more into "insurance companies are going to be required to take on cases that are guaranteed money losers, driving up prices on normal people" than I should?

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    Quote Originally Posted by Alex Clomsaver View Post
    And yet it is indicative of the fact that insurance companies are going to be required to take on cases that are guaranteed money losers, driving up prices on normal people.
    You really this is the case for anyone that's sick, right?
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Best, Smartest Person Alex Clomsaver's Avatar
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    Yes, sick people shouldn't be dropped from insurance of course but if you don't have insurance and then get sick of course they shouldn't have to pay for you to get better. Thats what insurance is, paying more money that in the unlikely circumstance that you become ill you will get better care than you could normally afford. If you have a group of people who are basically guaranteed to cost a fucking ton of money (like the fat fetish girl in question) then they should either have to pay enough for the insurance company to believe it stands a good shot of breaking even or be denied entirely if they can't afford that plan.

    Are you sure that is the approach you want to take, or am I reading more into "insurance companies are going to be required to take on cases that are guaranteed money losers, driving up prices on normal people" than I should?
    If they want to get insurance they should do it while they are young/healthy. And of course insurance companies shouldn't be allowed to drop you just because you get old/sick/turn out to have some type of disease that predated your getting insurance though you were unaware of it at the time. Its odd that you all seem to have mistaken a business for a charity.

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    Interesting, young and healthy eh, how about if one of the serious cancer mutations runs through a family, should they (with their 95% lifetime cancer risk) pay a lot more for their premiums?

    How about a child diagnosed with a long term expensive condition that needs to move from their parents insurance to their own as they come of age and get a job?

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    Best, Smartest Person Alex Clomsaver's Avatar
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    Yes and yes. As I said insurance is a business, not a charity.

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    Quote Originally Posted by Algey View Post
    Interesting, young and healthy eh, how about if one of the serious cancer mutations runs through a family, should they (with their 95% lifetime cancer risk) pay a lot more for their premiums?
    If we hit the $1000 whole human genome sequencing target (and personally i think its very possible) then problems like this are going to be a fucking nightmare.

    If you don't have health insurance now, its almost worth locking yourself into an airtight contract for the foreseeable future, even as a young and healthy individual. As usual the scumbag lawyers will do well out of this
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    Quote Originally Posted by Alex Clomsaver View Post
    Yes and yes. As I said insurance is a business, not a charity.
    It's a business, a business with a ridiculous overhead and people charging way too much money for health care. I'm sure you've seen the graph showing average life expectancy vs average cost per person in different countries, the US ranks below average on life expectancy and about 2-3 times as much on cost. If that doesn't scream the system is broken I don't know what does. (reference)
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Best, Smartest Person Alex Clomsaver's Avatar
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    Quote Originally Posted by Yorda View Post
    It's a business, a business with a ridiculous overhead and people charging way too much money for health care. I'm sure you've seen the graph showing average life expectancy vs average cost per person in different countries, the US ranks below average on life expectancy and about 2-3 times as much on cost. If that doesn't scream the system is broken I don't know what does. (reference)
    If you think they are ripping you off you can always (as of right this second) opt not to buy any insurance and instead finance your own healthcare as it comes.

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    Quote Originally Posted by Alex Clomsaver View Post
    If you think they are ripping you off you can always (as of right this second) opt not to buy any insurance and instead finance your own healthcare as it comes.
    Or move to Canada.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Quote Originally Posted by Alex Clomsaver View Post
    If you think they are ripping you off you can always (as of right this second) opt not to buy any insurance and instead finance your own healthcare as it comes.
    And this is exactly the problem; the health insurance industry places a monetary value on human life. Life happens to be in very high demand, and in good capitalist nature, the market has raised the price accordingly.

    Now, I'm much more free-market-leaning than not, but does this not seem like a situation where we should defer to our humanity rather than our wallets? Choosing money over human life just seems despicable.

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    Anyways, the bill is set to pass the house currently (Stupack worked out an abortion deal with Obama involving an executive order) but at the same time this is on drudgereport:

    FLASH: Senate Republicans found a provision in the new House health care bill that likely makes it ineligible for expedited 'reconciliation' procedures in the Senate. Dems refused to meet with GOP and Parliamentarian.... Developing....
    So who knows what will end up happening after it passes the house.

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    This has to be the most hilariously over hyped bill in American history.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

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    Assault weapons ban?
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    Quote Originally Posted by Rusty Nail View Post
    Of course they can - if they actually do say NO :P
    Whores can't say no, that is why they're whores.

    Edit: Actually on topic and not just imitating Alex, I can't support the current health care bill as planned. It just reeks of let's-just-get-something-passed. I would support Nixon's healthcare plan if it was introduced.

  48. #48
    Best, Smartest Person Alex Clomsaver's Avatar
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    And drudge quietly takes his report away and replaces it with some note from a Republican Senate stooge that no one can read due to everyone trying to read it...

  49. #49
    God is dead. They found his carcass in 2019.. Yorda's Avatar
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    Well it passed. It doesn't do jack shit until 2014, but it passed.
    The idea that I have "free will" is the only irrational belief that I allow myself.

    If I am wrong, I had no choice in the matter.

  50. #50
    Go fuck yourself Frodo!
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    Quote Originally Posted by Alex Clomsaver View Post
    Yes and yes. As I said insurance is a business, not a charity.
    OK, so now we have anyone with a family history of disease (no matter how careful they are with their health) refused insurance, and any sick child on becoming an adult refused insurance. How pleasant, and why exactly do you think healthcare should be only for the healthy (other than the fact that you are clearly not sick... yet)?

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